Why Student Loan Consolidation!

Due to the increasing cost of higher education, a huge number of students have been required to finance their education by getting student or education loans. While student loans are easy to get and come with the cheapest rates of interest, paying them off is not so easy for the vast majority of students who discover themselves opposite mountains of student loan debt.
People generally find it harsh to pay back student loans because the loan repayments are not intended keeping in mind other types of student loan debt. Most students also build up a number of other loans like huge credit card bills and car loan, which also necessitate financing upon graduation. The best way of getting out of this kind of debt trap is to go in for student loan consolidation. A student loan consolidation program can be a lifesaver for a student and can totally turnaround a negative student loan debt situation to one of good fortune.
There is no reasonable reason not to seek out student loan consolidation. By finding a student loan consolidation program that meets their personal student loan debt needs, students can avoid defaulting on payments which will leave a permanent red mark on life long credit history. This would make it difficult to get any kind of financing when necessary in the future. On the other hand, by undertaking student loan consolidation, there is the occasion to without difficulty reduce student loan debt or in some cases remove the student loan debt while visibly at the same time reformation finances and budget. Most student loan consolidation programs also offer credit counseling, which will help you in managing your finances wisely in the future.

The student loan consolidation company pays off all of the student loan debt. This means that the student loan consolidation program payment will be the only payment obligation and can be paid off in easy monthly installments. Students have the option to pay back student loan consolidation charges over a period ten to thirty years. With student loan consolidation, student loan debt has been reduced or eliminated with future obligations becoming due at a time when more earning power is likely.

Study Abroad Loans for US Citizens

International student loan.com offer Study Abroad Loans to US Citizens and permanent residents who are planning to study abroad through a school sanctioned study abroad program at either the undergraduate or graduate level, while attending an approved school within the USA.

You should always apply for as much in federal loans as possible before you resort to private loans. However, for our Study Abroad Loan there is no need to complete a FAFSA, other benefits of the Study Abroad Loan include:

• Borrower up to the total cost of attendance, less other aid
• Flexible repayment terms
• Thousands of approved schools

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International Student Loans

In partnership with International Student Loan we are excited to offer student loan programs for US citizens studying abroad and international students studying in the USA. We offer a variety of programs based on the country you are from and where you are studying.
For more information about the particular student loan products, please see below:

Student Loans for International Students
The International Student Loan Program is available to international students from around the world, who are looking to study in the USA. You have to be attending one of the approved schools, and you must also have a US Citizen or permanent resident to cosign the loan with you. The International Student Loan offers funding that is disbursed directly to you, with competitive interest rates and no application fees!

Student Loans for Study Abroad
The Study Abroad Loan provides funding for US Citizens who are looking to participate in a study abroad programs outside of the USA. Students need to be attending an approved school in the USA and have no need to complete a FAFSA form. Funds acan be available in a little as 5 days.

Student Loan for Canadian Citizens
For Canadian students studying or planning to study in the USA, we offer the Canadian Student Loan. Students applying for the Canadian Student Loan will require a US citizen or permanent resident co-signer. Formerly, we offered the CanHelp loan, which was available with a Canadian co-signer; however, as of April 18, 2008 the CanHelp loan has been discontinued and is no longer available. Instead of the CanHelp, Canadian students can now apply for a Canadian Student Loan for study in the USA.

Student Loans for US Citizens Foreign Enrolled
The Foreign Enrolled Loan program provides US Citizens with funding for their education when they plan to enroll directly in a degree program abroad. This is a private, alternative loan that offers high loan limits to cover the cost of school abroad, with borrowing limits up to $50,000 per year for undergraduate programs and up to $70,000 per year for medical, dental, business or law school.

Federal Student Loan Consolidation

Federal student loan consolidation (USA) is a fixed-rate refinancing program that combines all of your existing federal student loans into one new loan. Consolidation is a great tool for managing your finances - providing immediate payment relief and long term benefits. With our fast and convenient e Signature, your application will be complete in just a few minutes.

• Cut your monthly student loan payment by as much as 50%
• Simplify your finances with one monthly payment
• No credit checks, fees, or application charges
• Reduce your interest rate 0.6% by consolidating during your grace period

Student Loan Consolidation Benefits

Let's face it, life after graduation can get very expensive. With all the living expenses tied into post grad life, including housing costs, car payments, and relocation, why worry about a huge school loan payment? Student loan consolidation can reduce your monthly payment, and help you manage your budget.
Take advantage of these benefits:

• Reduce your monthly payment by as much as 53%
• No penalties for early repayment
• Simplify your monthly bill-paying paperwork with one payment a month
• No credit check, no co-signers needed, and no fees
• Consolidation loan interest is Federal Income Tax Deductible

Studen Education Loan

Students Consolidation Loan

The Student Loan Consolidation, also called a Student Consolidation Loan, combines several student or parent loans into one bigger loan from a single lender, which is then used to pay off the balances on the other loans. Consolidation loans are available for most federal loans, including FFELP (Stafford, PLUS and SLS), FISL, Perkins, Health Professional Student Loans, NSL, HEAL, Guaranteed Student Loans and Direct loans.

How It Works

Loans often reduce the size of the monthly payment by extending the term of the loan beyond the 10-year repayment plan that is standard with federal loans. Depending on the loan amount, the term of the loan can be extended from 12 to 30 years. (10 years for less than $7,500; 12 years for $7,500 to $10,000; 15 years for $10,000 to $20,000; 20 years for $20,000 to $40,000; 25 years for $40,000 to $60,000; and 30 years for $60,000 and above.) The reduced monthly payment may make the loan easier to repay for some borrowers. However, by extending the term of a loan the total amount of interest paid is fluctuate